The views expressed and the content provided on this blog is for nonprofit educational purposes. I think if you both have the same discount then it should be fine because you’re not taking advantage by insuring with the lower rate driver. Our office will contact you within a few hours. Depending on the answer the rate of insurance may vary. This entry was posted on Monday, March 16th, at 5:

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The vehicle was involved in a hit and run some distance away from where the Claimant said he parked his vehicle and according to Constable Reimer individuals have been known to report their vehicle as stolen when they are involved in a hit and run, and that that immediately arouses his suspicion. Bolen had actually participated in the theft.

Rather, the defendant must show on a balance of probabilities that Mr. This will have the effect of you receiving no accident benefits, and, if you are at fault, being held personally liable for any settlement amounts or court judgment against you. This was an error in law since it effectively reversed the onus of proof. Our Fees We charge zero fees until we settle your claim.

If you require legal advice, you should contact a lawyer directly. If I let her take my car for work, must I cancel my policy right away and have it under her name? In reaching this conclusion Madam Justice Arnold-Bailey summarized the law as follows: Teap knowingly made a false representation in the matter of the principal operator of the vehicle without belief in its truth, or reckless as to its truth, as all parties have agreed that Lexis Holdings has shown that its loss falls within the policy coverage.


Viewing the evidence, it seems that the defence views the following circumstances as casting suspicions on the Claimant: The fact that his car was parked some thirty feet away from where he slept and no one was awakened by an alarm going off. You don’t have to change policy mid way through. CarProof Reports For Sale.

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A principal operator is declared at the time of renewal of your ICBC policy of insurance. Probably should go to another insurance agent for a second opinion. Congrats to the Winners! If the good driver is the principal operator for all vehicles in the household than that sends out a red flag to ICBC. The defendant ICBC investigated the claim and, suspecting fraud, refused to pay his claim. There is no obligation for the insured to go back to an insurance broker to have this aspect of the contract changed at some later date should the principal operator of the vehicle change Bolen v.

This is never an issue unless it was a child-parent relationship. My spouse will drop me off at work and take the car for personal errands, she is unemployed at the moment.


ICBCprincipal operator. There must be a false representation, made knowingly, without belief in its truth, or recklessly, without care whether it is true or false.

ICBC Insurance Claims and the Duty to Disclose the Principal Operator

Considering this, icbbc with the rest of the circumstantial evidence about Mr. Rather, ICBC alleged that they made misrepresentations in relation to a number of matters, including the principal operator of the truck, their use of the truck, and its value.

In separate majority reasons, Davey J. This entry was posted on Monday, March 16th, at 5: Ransom and Wellington Fire Insurance Co.

Some people list a parent as the principal operator, when in fact it will be their teenager that will be the primary operator. This is the point where the parties disagree.

The use of this website does not create a solicitor-client attorney-client relationship. Others will not list inexperienced drivers, or drivers with a history of at-fault claims, as the primary operator.

Yes that make sense. Manufacturers Life Insurance Co.